AFFIN Education Financing-i

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AFFIN Education Financing-i

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Benefits

Financing Your Academic Future

Financial assistance for qualified individuals of selected University or College to cover their education programme.

Shariah-Compliant Financing

Based on the Shariah concept of Ijarah of usufruct concept (leasing).

No Early Settlement Fee

No fee is imposed for early settlement.

Guarantor or Collateral

No guarantor is required. However, collateral may be required either fully or partially secured.

Ceiling Rate

Get protected against a higher rate by the profit rate capped at 15% per annum.

Takaful Coverage

Group Credit Family Takaful (GCFT) is highly encouraged to be taken by both applicant and joint applicant to ensure that you and your family are protected.

*Terms and Conditions apply.

Benefits

Financing Your Academic Future

Financial assistance for qualified individuals of selected University or College to cover their education programme.

>> Check out our panel universities/college

Ceiling Rate

Get protected against a higher rate by the profit rate capped at 10% per annum.

Takaful Coverage

Reducing Term Takaful (RTT) is highly encouraged to be taken by both applicant and joint applicant to ensure that you and your family are protected.

Guarantor or Collateral

No guarantor is required. But collateral may be required either fully or partially secured against Term Deposit-i or unencumbered property

No Early Settlement Fee

No fee is imposed for early settlement.

Student Eligibility
- Malaysia citizen aged 18 and up to 45 years old.
- Open to Foundation, Certificate, Pre-University (e.g. A-Level), Diploma, Degree and Postgraduate program (Master’s Degree and Doctorates) and Professional Courses for students of appointed universities/colleges
- Requires the parents, spouse, siblings or non-immediate family members to jointly apply with the student as joint applicants
Joint Applicant Eligibility
- Malaysia citizen aged 21 years old and above.
- Minimum monthly income of RM 5,000.
- If the minimum monthly income is unable to meet, a minimum of two (2) joint applicants with minimum income of RM3,000 per month per joint applicant is required.
- For Pilot course:
  • Minimum monthly income of RM 10,000
  • For joint applicant more than 1, minimum combined gross monthly income must be RM10,000 and subject to minimum each Joint Applicant is RM5,000 per month

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