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    AFFIN Smart Money-i

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    AFFIN Smart Money-i


    Features

    Financing Margin

    Up to 100% of AFFIN ISLAMIC Term Deposit-i (AITD-i) value

    Financing Amount

    • Minimum: RM10,000

    • Maximum: Up to 100% of AFFIN ISLAMIC Term Deposit-i (AITD-i) value held under lien

    • Customer can combine several of his/her AITD-i accounts to apply for the preferable facility amount/limit.

    Collateral

    AFFIN ISLAMIC Term Deposit-i lien to AFFIN ISLAMIC BANK/AFFIN BANK with same value or more than the facility amount.

    Benefits

    Cash Line against Term Deposit-i 
    ​​​​​​​
    ​​​​​​​Flexible access to standby credit secured by your AFFIN ISLAMIC Term Deposit-i


    Shariah-Compliant Financing
    ​​​​​​​
    Based on the Shariah concept of Tawarruq.


    Standby Credit
    ​​​​​​​
    ​​​​​​​Flexibility to access standby credit without breaking your term deposits.    ​​​​​​​

    Ceiling Profit Rate
    ​​​​​​​
    Get protected against a higher rate by profit rate capped at 12% per annum.


    Rebate for Early Settement
    ​​​​​​​​​​​​
    ​​​​​​    Enjoy zero fee for early settlement before maturity and be rewarded with rebate (ibra’) which is equivalent to the deferred profit at the point of settlement.

    Eligibility

    Malaysians aged 18 and above

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