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Affin Tawarruq Term Financing-i
​​​​​​​Secured by Securities

Features

Financing Margin

100% + 5% for Reducing Term Takaful (RTT)

Financing Tenure

- Minimum: 5 years
- Maximum:
​​​​​​​  • 10 years or up to the age of 65 years old (for secured by AITD-i)
  • 40 years or up to the age of 70 years old (for secured by ASB/ASB2)

Financing Amount

- Minimum: RM5,000
- Maximum: RM200,000

Profit Rates

Less than RM50k:
SBR + 1.75%: 4.75%p.a.

RM50k and above:
SBR + 1.45%: 4.45%p.a.​​​​​​​

Note: 
*Please refer to “Important Information” tab below for the latest SBR.  
*Pricing will vary according to the latest promotions. 

Collateral

Secured by Securities:
• AFFIN Islamic Term Deposit-i (AITD-i);
• Amanah Saham Bumiputera (ASB) & Amanah Saham Bumiputera 2 (ASB2) units 

Benefits


Financing against Securities

Tap into our financing facility to potentially increase your return on Amanah Saham Bumiputera (ASB) , Amanah Saham Bumiputera 2 (ASB2) & Affin Islamic Term Deposit (AITD-i)

Shariah-Compliant Financing

Based on the Shariah concept of Tawarruq (Commodity Murabahah).

Ceiling Profit Rate
​​​​​​​
Get protected against a higher rate by the profit rate capped at 12% per annum.

Rebate for Early Settlement

Enjoy zero fee for early settlement before maturity and be rewarded with rebate (ibra’) which is equivalent to the deferred profit at the point of settlement.

Takaful Coverage
​​​​​​
Enjoy the financing facility for Takaful coverage taken from our panel of Takaful Operator.

Eligibility

• Single applicant.
• Malaysian Individual aged 18 years old and above.
• Eligible for ASB/ASB2/TD-i investor under ASNB guidelines and AFFIN Islamic Term Deposit-i account holder.


Disclaimer of Prospectus

The Master Prospectus of ASNB dated 1 February 2020, the First Supplementary Master Prospectus dated 20 October 2021, the Prospectus of ASN Imbang (Mixed Asset Balanced) 3 Global dated 16 September 2020, the First Supplementary Prospectus ASN Imbang (Mixed Asset Balanced) 3 Global dated 20 October 2021 and the Prospectus of ASN Equity Global dated 1 September 2021, (“Prospectuses”), have been registered with the Securities Commission Malaysia.

Please read and understand the content of the Prospectuses together with the Product Highlights Sheets which are available at the ASNB website (www.asnb.com.my), branches and agents. The unit will be issued upon receipt of the registration form referred to and accompanying the Prospectuses. Before investing, please consider the risk of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. The past performance of a fund should not be taken as indicative of its future performance.


Disclaimer Statement on Advertisement of ASNB Products and Related Services

In accordance to the Guidelines on Advertising for Capital Market Products and Related Services, all advertisements and promotional materials produced by ASNB and its Agents are reviewed by Compliance Department, Permodalan Nasional Berhad and do not require review from the Securities Commission Malaysia.


Disclaimer on Loan Financing

There are risks associated with loan financing. Please read and understand the loan financing risk disclosure (RDS) prior to investing via loan financing.


CHECK OUT OUR LATEST CAMPAIGN

ASB Balance Transfer Campaign

Terms & conditions apply

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