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SMEmerge/SMEmerge-i
Start-Up Financing Scheme

Features & Benefits

Objectives
Provide initial working capital for start-ups, helping you to turn your business ideas into reality.

Years of Operation

Business in operation between 6 to 24 months

Facility Amount

Up to RM300,000

Facility Tenure

Up to 84 months

Types of Facilities

Term loan/Term Financing-i

Collaterals

No collaterals required

Guarantee Coverage

70% guarantee coverage from Syarikat Jaminan Pembiayaan Perniagaan (SJPP)
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Terms and conditions apply

Eligibility

• For Sole Proprietorship, Partnership, or Private Limited Company;
• Malaysian controlled or owned businesses;
​​​​​​​• Business must be minimum 6 months in operation


Requirements

6 months bank statements


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