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Government Guarantee Scheme MADANI 2 (GGSM 2) is a new guarantee financing scheme provided by Syarikat Jaminan Pembiayaan Perniagaan (SJPP) with the aim to revitalise Malaysian SMEs.
Government Guarantee Scheme MADANI 2 (GGSM 2) provides financing to eligible Malaysian SMEs for all economic sectors with a focus on:
(a) Green Economy;
(b) High Technology;
(c) Halal;
(d) Healthcare
For new financing only:
(a) Working capital; or
(b) Capital Expenditure (CAPEX).
GGSM 2 cannot be used to refinance existing facilities granted by the same or other Financial Institutions.
Financing Rate
Not exceeding Base Loan Rate (BLR)/Base Financing Rate (BFR) + 2.0% per annum
Guarantee Tenure
Up to 10 years or until 31 December 2035, whichever is earlier.
Application Period
Applications are open until 31 December 2025 or until full utilisation of the funds, whichever is earlier.
Financing Limit
Up to RM20 million per company for all sectors.
Guarantee Coverage
Up to 80% for all sectors.
Terms and conditions apply.
Eligibility
Important Information
Please visit https://www.sjpp.com.my/ms/ for further information regarding the guarantee scheme.
Important Information
Conventional
• Term Loan
• Overdraft (OD)
• Trade Facilities
Islamic
• Term Financing-i
• Tawarruq Cashline-i (Tawarruq CL-i)
• Islamic Trade Facilities
Important Information
↵Conventional
• Term Loan
• Overdraft (OD)
• Trade Facilities
Islamic
• Term Financing-i
• Tawarruq Cashline-i (Tawarruq CL-i)
• Islamic Trade Facilities
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