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    AFFIN Home Build-i

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    AFFIN Home Build-i


    Features

    Financing Margin

    Purchase of residential land: Up to 75% (including MRTT)
    Construction of house: Up to 85% (including MRTT)


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    Financing Tenure

    Purchase of residential land: Up to 30 years or age 65 years, whichever is earlier.

    Construction of house:     Up to 35 years or age 70 years, whichever is earlier.

    Financing Amount

    Minimum : RM100,000
    Maximum : RM5,000,000

    Property Value

    RM200,000 and above

    Benefits

    Build Your Dream Home

    Financing of residential land purchase and house construction or financing of house construction only.

    ​​​​​​​Shariah-Compliant Financing

    Based on the Shariah concept of Musharakah Mutanaqisah (MM) or Diminishing Musharakah.

    Low Daily Profit

    Rental (monthly repayment) calculated based on daily rest saves overall profit costs.

    Redraw Facility
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    Redrawing of the facility can be made under prepayment and/or advance payment.
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    Ceiling Profit Rate
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    Get protected against a higher rate by profit rate capped at 10% (house construction) and 12% (residential land purchase) per annum.
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    Takaful Coverage
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    We offer 5% of Mortgage Reducing Term Takaful (MRTT) financing, which is optional but highly encouraged to ensure that you and your family are protected.
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    Eligibility

    Individuals aged 18 years and above.

    Important Information

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    AFFIN Advance-i

    Finance the ancillary cost of your mortgage financing.

    ​​​​​​​Shariah-compliant financing.

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    Takaful myHouseowners & Householders

    The Houseowners plan covers your house structure whereas the Householders plan covers your house contents.
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    Takaful myFire

    Cover against loss or damage to the property caused by fire, lightning and domestic explosion.

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