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    AFFIN Extra Plus

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    AFFIN Extra Plus

    Features

    Loan Margin

    Up to 90% (inclusive of existing mortgage loan outstanding)

    Loan Tenure

    Up to 10 years or age 70, whichever is earlier

    Loan Amount

    Minimum: RM20,000

    Property Value

    Minimum: RM200,000

    Interest Rate

    Standardised Base Rate (SBR) + 1.55% per annum 

    Benefits

    Avail of Home Loan for Extra Funds

    Enjoy the flexibility of borrowing extra cash on top of your existing property loan for major purchases or investment.

    Flexible Borrowing

    Enjoy the flexibility to choose between term loan and overdraft facility.

    Affordable Interest

    Save you interest in the short term compared to other credit facilities.

    Low Daily Interest
    ​​​​​​​
    Save on overall interest costs with daily computation of interest.     ​​​​​​​

    Flexibility to Make Advance Payment

    Enjoy savings on daily interest charged with excess payment on top of the monthly instalment.

    Redraw Facility

    Access to redraw any extra repayments made.

    MRTA/MRTT Financing

    5% inclusive of MRTA and Entry Cost (MRTA is strongly recommended).

    Comprehensive Protection
    ​​​​​​​
    We offer a wide range of coverage to protect your property, including Mortgage Reducing Term Assurance (MRTA), Mortgage Reducing Term Takaful (MRTT), Personal Accident (PA), Home Contents Insurance, Fire Insurance, Householder Insurance, Credit Level Term Assurance (CLTA)/Mortgage Level Term Takaful (MLTT).

    Eligibility

    • Existing AFFINBANK mortgage borrowers with clean repayment record
    • Individuals aged 18 and above

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    Mortgage Reducing Term Assurance (MRTA)

    Takes care of the outstanding balance of your mortgage in the case of any unfortunate event.
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    SmartHome Optimum (Enhanced)

    Comprehensive coverage for your house and contents.

    24/7 protection for your personal belongings, anywhere in the world.




    SmartCare Optimum

    Annual limit is reset every year.

    Medical coverage up to RM2.1 million annual limit.

    ​​​​​​​Outpatient kidney dialysis and cancer treatment.​​​​​​​





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