AFFIN DUO

AFFIN DUO - AFFIN Visa Cash Back and
AFFIN Mastercard Rewards

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Min Annual Income

RM 24,000

Benefits

AFFIN DUO Visa Cash Back

Cashback

3% Cash Back* with AFFIN DUO Visa Cash Back

e-Commerce/Online Transactions
eWallet Reloads/Transactions
Auto-Billing

Cash back is capped at up to RM50 per month with following Previous Balance in AFFIN DUO Visa Cash Back credit card statement:

Up to RM50 for card account with previous balance of RM3,000 and above
Up to RM30 for card account with previous balance of below RM3,000

Note: Maximum cash back earned from e-Wallet transactions is at RM30 per month for the above two (2) conditions.

*Cash back is not applicable for government services transactions, charity related transactions, payment via JomPAY, online banking, FPX and Mail Order/Telephone Order (MOTO)

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Annual Fee Waiver

Waived for the first 3 years.
Subsequent years will be waived automatically with minimum 12 swipes of retail transactions per annum

AFFIN DUO Mastercard Rewards

AFFIN Rewards Points

3X AFFIN Rewards Points with AFFIN DUO Mastercard Rewards

Dining
Groceries
Petrol

Unlimited AFFIN Rewards Points Points are valid for 3 years.

>> Redeem here
>> Terms & Conditions

Annual Fee Waiver

Waived for the first 3 years.
Subsequent years will be waived automatically with minimum 12 swipes of retail transactions per annum

Switch to AFFIN Cards for Better Treats.

•   Attractive and better air mile conversion at as low as 14,000 AFFIN Rewards Points to 1,000 Enrich Points
•   No capping on AFFIN Rewards Points redemption!
•   0% Balance Transfer for 12 months
•   Lifetime Annual Fee waiver

Click HERE for full Terms and Conditions
Offer valid until 31 October 2024

Switch to AFFIN Cards for Better Treats.

•   Attractive and better air mile conversion at as low as 14,000 AFFIN Rewards Points to 1,000 Enrich Points
•   No capping on AFFIN Rewards Points redemption!
•   0% Balance Transfer for 12 months
•   Lifetime Annual Fee waiver

Click HERE for full Terms and Conditions
Offer valid until 31 October 2024

Eligibility & Requirements

Minimum Age
- Principal cardmember: 21 years old and above
- Supplementary cardmember: 18 years old above
Minimum Annual Income
- RM24,000

Important Information

AFFIN DUO for Millennials
Just graduated or just started your career and not eligible to apply for a credit card?
We have a program exclusively catered for you - AFFIN DUO Credit Card.

Eligibility
• Nationality: Malaysian
• Minimum Age: 21 years old
• Maximum Age: 25 years old

Requirements
• Pledged Savings Account with Affin Bank
• Minimum pledge: RM500
• Maximum pledge: RM10,000

Notes

• Credit limit will be granted based on the pledge amount made and will be shared between both AFFIN DUO (AFFIN DUO Visa Cash Back and AFFIN DUO Mastercard Rewards).
• AFFIN DUO will be blocked for usage in the event of minimum payment not being paid within 30 days of your AFFIN DUO payment due date.
• AFFIN DUO outstanding balances will be offset from the pledge amount in the event of minimum payment not being paid within 60 days of your AFFIN DUO payment due date. Any remaining balance shall be credited to Cardmember’s account with AFFIN BANK.
• Once you have established credit payment records and submitted the required income documents, subject to credit approval, you have the options to:
• Uplift the SA pledge and maintain the existing AFFIN DUO
• Apply for other credit cards with AFFIN BANK