×

    AFFIN Credit Plus-i

    I'm Interested!Share this

    AffinAlways

    >

    Personal

    >

    My Loans and Financing

    >

    AFFIN Credit Plus-i


    Features

    Financing Margin

    Up to 90% + 5% of MRTT

    Financing Tenure

    Up to 10 years or age 70, whichever is earlier

    Financing Amount

    Minimum: RM 50,000
    Maximum: Up to customer's eligibility

    Property Value

    RM200,000 and above

    Benefits

    Refinance for Extra Cash

    Refinance completed and unencumbered residential properties or business premises to get extra cash for something big in life.

    Shariah-Compliant Financing

    Based on the Shariah concept of Musharakah Mutanaqisah (MM) or Diminishing Musharakah.

    Redraw Facility
    ​​​​​​​
    Redrawing of the facility can be made under prepayment and/or advance payment.

    Ceiling Profit Rate

    Get protected against a higher rate by profit rate capped at 10% per annum for residential properties and 12% per annum for business premises.

    Takaful Coverage
    ​​​​​​​
    • Mortgage Reducing Term Takaful (MRTT) is optional but highly encouraged to ensure that you and your family are protected.
    • House Owner Takaful is compulsory.

    Eligibility

    Individuals aged 18 years and above

    You may also like...


    AFFIN Tawarruq Term Financing-i

    Partly finance your renovation/restoration/extension cost against property financed under Musharakah Mutanaqisah or finance against unencumbered property.




    AFFIN Extra Plus-i

    A term financing granted to existing mortgage customers for personal use and investment.

    Shariah-compliant financing.
    ​​​​​​​
    ​​​​​​​




    AFFIN Home Invest-i

    Acquisition of properties that are completed or under construction, or refinancing a completed property.

    Shariah-compliant financing.
    ​​​​​​​





    How to reach us?

    There are more ways to reach us

    Back to top




    Copyright 2018 Affin Bank Berhad (25046-T).