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AFFIN Business Premises-i

Features

Financing Margin

Up to 85% + 5% of MRTT

Financing Tenure

35 years or up to the age of 70, whichever is earlier

Financing Amount

Minimum: RM 100,000
Maximum: Up to customer's eligibility

Property Value

RM200,000 and above

Benefits

A Business Premise to Call Your Own
​​​​​​​

Financing facility for the acquisition of business premises properties that are under construction and completed, or refinancing a completed property.

Shariah-Compliant Financing

Based on the Shariah concept of  Musharakah Mutanaqisah (MM) or Diminishing Musharakah.

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Redraw Facility
​​​​​​​

Redrawing of the facility can be made under prepayment and/or advance payment.
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Ceiling Profit Rate
​​​​​​​

Get protected against a higher rate by profit rate capped at 12% per annum.

Takaful Coverage
​​​​​​​
​​​​​​​​​​​​​​
Mortgage Reducing Term Takaful (MRTT) is optional but highly encouraged to ensure that you and your family are protected.

​​​​​​​House Owner Takaful is compulsory.

Benefits

A Business Premise to Call Your Own

Financing facility for the acquisition of business premises properties that are under construction and completed, or refinancing a completed property.

Shariah-Compliant Financing

Based on the Shariah concept of  Musharakah Mutanaqisah (MM) or Diminishing Musharakah.

Redraw Facility
​​​​​​​
Redrawing of the facility can be made under prepayment and/or advance payment.

Ceiling Profit Rate

Get protected against a higher rate by profit rate capped at 12% per annum.

Takaful Coverage
​​​​​​​
  • Mortgage Reducing Term Takaful (MRTT) is optional but highly encouraged to ensure that you and your family are protected.
  • House Owner Takaful is compulsory.

Eligibility

Individuals aged 18 years and above


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