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Features
Loan Margin
Purchase of residential land: Up to 90%+5%
Construction of house: Up to 90%+5%
Loan Tenure
Residential Land: Up to 30 years or the age of 65, whichever comes first.
House Construction: Up to 35 years or the age of 70, whichever comes first
Loan Amount
Minimum: RM50,000
Maximum: Up to RM5,000,000
Property Value
Minimum: RM200,000
Retention or Lock-In
Early settlement penalty of 2% on original loan sum if redeemed within 3 years retention period from first disbursement date.
Eligibility
Individuals aged 18 and above
Important Information
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