AFFIN Credit Plus

AFFIN Credit Plus

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Features

Loan Margin

Up to 90%

Loan Tenure

Up to 10 years or age 70, whichever is earlier

Loan Amount

Minimum: RM50,000
Maximum: Up to the approved margin of finance

Property Value

Minimum: RM200,000

Retention or Lock-In

- Early settlement penalty of 2% on original loan sum if redeemed within 3 years retention period from date of full disbursement

- No retention period for subsale financing

Interest Rate

Standardised Base Rate (SBR) + 1.55% per annum

Benefits

Refinance for Extra Cash

Enjoy the convenience of having extra credit when you refinance completed and unencumbered residential properties or business premises.

Flexible Loan Package

Enjoy financial flexibility with a combination of term loan and overdraft or full overdraft.

Flexibility to Make Advance Payment

Enjoy savings on daily interest charged with excess payment on top of the monthly instalment.

Redraw Facility

Access to redraw any extra repayments made.

MRTA/MRTT Financing

5% inclusive of MRTA and Entry Cost (MRTA is strongly recommended).

Comprehensive Protection

We offer a wide range of coverage to protect your property, including Mortgage Reducing Term Assurance (MRTA), Mortgage Reducing Term Takaful (MRTT), Personal Accident (PA), Home Contents Insurance, Fire Insurance, Householder Insurance, Credit Level Term Assurance (CLTA)/Mortgage Level Term Takaful (MLTT).

Malaysians and Permanent Residents, aged 18 and above

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Mortgage Reducing Term Assurance (MRTA)

Takes care of the outstanding balance of your mortgage in the case of any unfortunate event.

SmartHome Optimum (Enhanced)

Safeguard your home and valuable contents with one easy plan.

SmartCare Optimum

Annual limit is reset every year.

Medical coverage up to RM2.1 million annual limit.

Outpatient kidney dialysis and cancer treatment.

How to reach us?

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