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    AFFIN Biz Solution Plus

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    AFFIN Biz Solution Plus


    Features

    Loan Margin

    Up to 85%

    Loan Tenure

    Up to 35 years or the age of 70, whichever comes first.

    Loan Amount

    Minimum: RM100,000

    Property Value

    Minimum: RM200,000

    Retention or Lock-In

    - Early settlement penalty of 2% on original loan sum if redeemed within 3 years retention period from first disbursement date

    - No retention period for subsale financing

    Interest Rate

    Standardised Base Rate (SBR) + 1.55% per annum

    Benefits

    A Business Premise to Call Your Own

    Loan package catered for the financing, refinancing or subsale of business premises that are completed or under construction.

    Flexible Loan Package

    Enjoy financial flexibility with a combination of term loan and overdraft or full overdraft.

    Low Daily Interest

    Save on overall interest costs with daily computation of interest.

    Save Interest with Advance Payment
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    Enjoy savings on daily interest charged with excess payment on top of the monthly instalment.

    Redraw Facility

    Access to redraw any extra repayments made.

    MRTA/MRTT Financing

    ​​​​​​​5% inclusive of MRTA and Entry Cost (MRTA is strongly recommended).

    Comprehensive Protection
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    We offer a wide range of coverage to protect your property, including Mortgage Reducing Term Assurance (MRTA), Mortgage Reducing Term Takaful (MRTT), Personal Accident (PA), Home Contents Insurance, Fire Insurance, Householder Insurance, Credit Level Term Assurance (CLTA)/Mortgage Level Term Takaful (MLTT).

    Eligibility

    Individuals aged 18 and above

    Maklumat Penting

    • Lembaran Pendedahan Produk
    • Kadar Rujuka
    • Panduan BNM kepada Pengguna mengenai Kadar Rujukan
    • Tanda Aras Kos Dana yang digunakan untuk menentukan Kadar Asas

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    Mortgage Reducing Term Assurance (MRTA)

    Takes care of the outstanding balance of your mortgage in the case of any unfortunate event.

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    Credit Level Term Assurance (CLTA)

    Covers your outstanding loan with a guaranteed sum assured in the event of death or disability.   

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    SmartCare Optimum

    Annual limit is reset every year.

    Medical coverage up to RM2.1 million annual limit.

    Outpatient kidney dialysis and cancer treatment.





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